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Home Loans & Refinancing Made Easy

When you're looking to refinance your home or to purchase a home mortgage, Polaris Home Funding Corp can help. We are experienced and well versed in all areas of residential mortgages and can assist you in securing a mortgage that meets your specific needs or help you reduce the amount of payments you make on your home by refinancing.

Purchase a Home Mortgage

A home is one of the most expensive things you'll ever buy. Like many, you'll need a loan to help cover the costs. At our company, we assist first-time homebuyers in applying for a mortgage when buying a home. There are many loan options to choose from, including USDA (US Department of Agriculture) loans with no money down, FHA (Federal Housing Administration) loans, VA (Veteran Administration) loans, and conventional mortgages. Whichever you qualify for, we will work with you to secure it.

During your free, initial consultation, we will go over your work history, credit worthiness, and where you currently live. We will do a free, initial credit pull and follow up with all required documentation to submit for processing.

Happy Family

Beautiful Home

Refinance Your Home Mortgage

Whether you're stuck with a high mortgage rate, are self-employed, or are seeking a cash-out or a debt consolidation, refinancing your home mortgage is a great way to save money and improve your credit standing. You'll make lower monthly payments allowing you to enjoy the lifestyle you deserve.

We offer reverse mortgages, VA loans, FHA loans and convintial loans with cash- out refinance options. We also offer Home Affordable Refinance Program™ (HARP) as well as FHA stream lined programs. Whatever type of loan you're interested in, we can accommodate your needs.

Easy & Convenient Services

Our services are simple and convenient, allowing you to handle all transactions off site through our digital signature package. You will not have to leave your home and we can close at your kitchen table.